Purchasing Life Insurance in Woodstock Georiga Call (770) 285-7044

Purchasing insurance – either life insurance or disability insurance – from a traditional insurance broker may be risky. You see, very often when the traditional life insurance agent pitches their products the only thing they’ll take into account is your current employment earnings. “So”, Mr. or Ms. Prospect, “because you earn X amount of income annually you need Y amount of insurance coverage.” While your income should be one criteria in calculating the amount of insurance you might require, very often is it should not be the ONLY criterion. Other factors may include investment portfolio income, business income, child support income, and alimony, just to name a few . Your insurance needs should be derived from your OVERALL financial situation, not just your employment income. So where can you turn to for this kind of evaluation? For a fact a CFP can have the information to do this comprehensive financial review and lay out for you about necessary levels of insurance coverages. But with a fee-basis certified financial advisor, this might be overkill and, cost-wise, not practical for many people. So where can you find this kind of comprehensive review? One source many people perhaps may not have considered is a Certified Public Accountant. It’s true that most people think of their CPA in light of taxes but that person is in a unique position to know and understand your individual financial situation. And increasingly CPA practices are coming to understand the great benefit they can offer their clients by offering insurance , that being capable of offering recommendations on the specific products and amounts of coverage based on the client’s actual situation and not just based the broker’s need to make a sale. We invite you to call us at the number on your screen if you would like a complete insurance analysis based on your total financial picture. Even if you have used another CPA or tax preparation service we can in most cases provide you an accurate recommendation just from a review of your past tax returns. So call us right now and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your insurance portfolio.