Purchase Life Insurance Alpharetta GA Phone 770-203-0818

Life Insurance Alpharetta (770) 203-0818 Buying insurance – either life insurance or disability coverage – from a regular insurance salesperson may be risky. The reality is that very often when the traditional life insurance agent pitches their products the only thing they’ll take into account is your current earnings. “So”, Mr. or Ms. Customer, “based on the fact that your salary is X amount of income annually you need Y amount of insurance coverage.” While your employment income must be a criteria in determining how much insurance you might require, very often is it should not be the ONLY criterion. Other factors might include investment portfolio income, business earnings, child support income, and alimony, just to name a few . Your insurance coverage requirements should be derived from your TOTAL financial situation, not just your employment income. So where can you turn to for this comprehensive evaluation? For a fact a CFP can be in a position to do this comprehensive financial analysis and advise you about recommended levels of insurance coverages. But with a fee-basis financial planner, this might be really more than is needed and, cost-wise, not practical for many people. So where can you turn to for this kind of overall review? One place many people may not have thought about is a Certified Public Accountant. It’s true that most people think of their CPA in view of taxes but he or she is in a position to know your individual financial picture. And increasingly CPA practices are realizing the great benefit they can offer their clients by offering insurance products, that being able to offer guidance on the specific products and amounts of coverage based on the client’s actual need and not just based the agent’s need to make a sale. You are invited to contact us at the number on your screen if you would like a complete insurance analysis based on your total financial situation. Even if you have used another CPA or tax preparation service we can in most cases give you an accurate recommendation from reviewing your past tax returns. So give us a call right now and let’s look at your insurance coverages – what you have now and what, if anything, you might need to add to your insurance portfolio.