Buy Life Insurance in Alpharetta GA 770-203-0818

Life Insurance in Alpharetta GA (770) 203-0818 Buying insurance – either life insurance or disability insurance – from a traditional insurance salesperson may be risky. You see, more often than not when the traditional life insurance broker pitches their policies the only thing they’ll consider is your current employment earnings. “So”, Mr. or Mrs. Prospect, “based on the fact that you earn X amount of income you need Y amount of insurance .” While your employment income has to be one factor in calculating how much insurance you might require, very often is it shouldn’t be the SOLE criterion. Other factors might include investment portfolio income, business income, child support income, and alimony, just to name a few . Your insurance needs should be derived from your ENTIRE financial picture, not just your employment income. So where can you turn to for this comprehensive evaluation? For a fact a CFP can have the information to do this total financial review and advise you about appropriate levels of insurance coverages. But with a fee-basis certified financial advisor, this might be really more than is needed and, cost-wise, not practical for many individuals. So where can you turn to for this kind of overall review? One source many people may not have thought about is a Certified Public Accountant. It’s true that most people think of their CPA in light of taxes but that person is in a unique position to know and understand the breadth and depth of your individual monetary situation. And more and more CPA practices are coming to understand the benefit they can offer their clients by offering insurance , that being able to offer guidance on the specific products and amounts of coverage that are based on the client’s actual need and not just based the agent’s need to sell something. We invite you to call us at the number on your screen if you would like a complete insurance analysis based on your total financial picture. Even if you have used another CPA or tax preparation service we can in most cases give you an accurate recommendation from reviewing your past tax returns. So call us today and let’s review your insurance coverages – what you have now and what, if anything, you might need to add to your insurance portfolio.