Buy Life Insurance Alpharetta GA Call 770-203-0818

Life Insurance in Alpharetta (770) 203-0818 Buying insurance – either life insurance or disability insurance – from a regular insurance agent may be risky. The reality is that very often when the traditional life insurance agent pitches their policies the only thing they will take into account is your current income. “So”, Mr. or Ms. Customer, “because your salary is X amount of income you need Y amount of insurance coverage.” While your employment income should be one factor in calculating how much insurance you might require, very often is it should not be the ONLY factor. Other factors might include investment income, business income, child support income, and alimony, just to name a few . Your insurance needs should be derived from your ENTIRE financial situation, not just your income. So where can you turn to for this evaluation? For a fact a CFP can have the information to do this total financial review and lay out for you about appropriate levels of insurance coverages. But with a fee-basis certified financial advisor, this might be really more than is needed and, cost-wise, impractical for many individuals. So where can you turn to for this kind of overall evaluation? One place you perhaps may not have thought about is a Certified Public Accountant. It’s true that most people think of their CPA in view of taxes but he or she is in a position to know and understand your individual financial situation. And more and more CPA practices are coming to understand the benefit they can provide their clients by offering insurance , that being capable of offering recommendations on the products and amounts of coverage based on the client’s actual need and not just based the broker’s need to make a sale. We invite you to contact us at the number on your screen if you would like a complete insurance analysis based on your total financial picture. Even if you have used another accountant or tax preparation service we can generally give you an accurate recommendation just from a review of your past tax returns. So call us today and let’s review your insurance coverages – what you have right now and what, if anything, you might need to add to your portfolio.